It's acceptable if the savings aren't substantial! qualifying for a Rural Development Loan with no down payment. An unmatched chance to own a vacation rental or take advantage of year-round cottage-style living close to Lake Michigan's shoreline is presented by Harbor Club in South Haven. This prestigious neighborhood, which is surrounded by 40 acres of protected forests and wetlands, offers its inhabitants a number of facilities, including as a clubhouse, a swimming pool, and the Woodland Harbor Marina, which is ideally situated along the Black River and goes straight to Lake Michigan. With its picturesque cycling and walking pathways and natural surroundings, Harbor Club is the perfect place for outdoor lovers. The bustling City of South Haven is only a short walk or bike ride away.